Roy Gagaza embarked on his notable career following an impressive tenure in the U.S. Army, retiring in 2008 as an officer after nearly 25 years of distinguished service. His military career was highlighted by receiving the Bronze Star twice, a testament to his heroic achievements during operations against enemies of the United States. This solid foundation of discipline and leadership paved the way for his subsequent endeavors in the financial sector.

Transition to Financial Mastery

After completing a bachelor's degree in business marketing from San Jose State University, he was ideally positioned to transition into the financial industry. In 2010, he founded Journey Wealth Management, LLC, a firm that has grown to include offices in Hawaii and California. His firm operates out of Waipahu and Honolulu in Hawaii and Manteca, California, covering a broad geographic area with a comprehensive suite of financial services.

A Personalized Approach to Financial Security

He takes a client-centered approach to financial planning, ensuring that each one achieves security in their retirement years. He is a certified estate planner and a registered financial consultant, with qualifications that enhance his ability to offer tailored advice. He also holds insurance licenses in Hawaii and California, enabling him to provide diverse financial products and services.

Recognition and Achievements

His commitment to excellence has not gone unnoticed. Alongside his wife, Patricia, the co-founder and CFO of Journey Wealth Management, he was inducted into the Advisors Excel Hall of Fame in January 2023. His accolades include awards from prestigious financial institutions, acknowledging his ability to achieve significant milestones, such as managing $100 million in premiums.

Family and Community Engagement

Outside of his professional life, he is a dedicated family man with two daughters and a son who are also making their mark in various professional fields. His interests include marine activities, golf, extensive travel, and reading, reflecting a well-rounded lifestyle. He is deeply involved in his community, working with local school districts, highway patrol units, CPAs, and chambers of commerce, enhancing his personal growth and professional network.

Innovative Strategies in Wealth Management

His approach to financial planning focuses on long-term, personal relationships with clients. This bucks the trend of the fast-paced, transactional nature prevalent in today's financial services industry. He emphasizes the importance of understanding individual client needs, which allows him to craft highly personalized financial strategies.

A Vision for Future Financial Planning

He envisions a financial planning service that is as much about education as investing. His seminars and educational programs are a testament to this, helping clients navigate the complexities of financial planning and asset management. His strategies are about growing wealth and preserving and protecting it to ensure a comfortable and secure retirement.

Philosophy on Financial Education and Service

He believes proper financial security comes from a balanced approach to risk and conservation, a philosophy he imparts through every client interaction. He helps clients navigate their financial journeys with confidence and peace of mind by focusing on growth and protection.

Contributions to Military Families and Beyond

He is particularly passionate about aiding military families, reflecting on his experiences and the challenges they face transitioning from military to civilian life. He advocates for comprehensive financial planning services tailored specifically for military retirees, ensuring they receive the support and guidance necessary to enjoy a fulfilling retirement.

Legacy and Influence

Roy Gagaza's impact on the financial industry and his community is profound. Through his leadership at Journey Wealth Management, LLC, he has secured his clients' futures and contributed to countless individuals' financial literacy and well-being. His life's work exemplifies the blend of military precision with financial acumen, all guided by a commitment to integrity and client success.